|The Building Damage Claim
Evaluating the fire, water, and smoke damage to a home is a complex process. Often, the damage you see is only the tip of the iceberg. Knowledge of both construction and the nature of fire damage is required to properly evaluate a claim. It is important to know where to look for hidden damage. There may be damage from smoke and water inside walls and ceilings far from the actual fire-burned area. This damage cannot be seen, but it is there. Unless it is exposed and treated properly, you will have smoke-odor problems in your home for a very long time.
Insurance companies are interested in saving money. They will want to choose the most cost-effective method of repairing your home, even if this requires shortcuts, or “acceptable methods of repair,” as the insurance companies like to call them. Just because the repairs pass inspection by the city does not mean that the repairs were done correctly.
When you sell you home you have to disclose that it has had a fire. Potential buyers will almost always hire an inspector to verify the proper and complete repair of the fire damage. Wouldn’t you do the same thing before buying a home that has had a fire? When an inspector discovers that these shortcuts have left visible fire damage, he will have to alert the potential homebuyers. What do you think this will do to the resale value of your home?
California Claims Consultants knows what needs to be done to properly repair your home and protect its value. We will not allow shortcuts. We will insist that the company pay for proper repairs. They will not like this, but we don’t care. We work for you, not them. We will get you the properly repaired home your insurance policy says you are entitled to.